You Need A Budget 4

You Need A Budget 4, also known as YNAB, is a personal budgeting software designed to help individuals manage their finances effectively. It uses the Zero-Based Budgeting method, which means every dollar earned is given a specific job to do, whether it's to pay for bills, save for a goal, or put towards debt.

YNAB 4 allows users to import transactions from their bank accounts, credit cards, and other financial institutions, categorize their spending, set goals, and track their progress. The software also provides users with customizable reports and charts to help them visualize their spending habits and make more informed financial decisions. With YNAB 4, users can take control of their money and achieve their financial goals.